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32score
$192,000
MLS
Street view4214 Phoenix Dr
Indianapolis IN 46241 · Single Family · built 1981
4 bd1 ba1,126 sqft$171/sqft vs ZIP $157 +9%
1.40 lender DSCR (est.)
Rent covers the estimated payment 1.40× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,902/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.40
The underwriting
The numbers (estimates, illustrative)
$192,000List price
$1,902Rent estimate / mo
1.40Lender DSCR (est.)
$3,260Taxes / yr · county assessor
$157ZIP median $ / sqft
32/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,902 |
| − Mortgage (P&I) | −$1,007 |
| − Taxes | −$272 |
| − Insurance | −$80 |
| = Cash flow before vacancy & repairs | $543 |
The numbers
- Price
- $192,000
- $ / sq ft
- $171 ZIP median $157
- Rent estimate
- $1,902/mo HUD fair-market rent
- Property taxes
- $3,260/yr 2% cap on assessed value $163,000
- PITIA (assumed)
- $1,359/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.40 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 32/100 DSCR 1.40
The property
- Beds / baths
- 4 / 1
- Living area
- 1,126 sq ft
- Lot
- 10,890 sq ft
- Year built
- 1981
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127518
- Listed
- Sep 22, 2026
- Days on market
- 10
- Listing agent
- Katherine Joest · Epique Inc
3175186095 · katherine.grady@exprealty.com - Price history
- First asked $192,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.