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7score
$495,000
MLS
Street view4220 Moss Dr
Carmel IN 46033 · Single Family · built 1970
4 bd2.5 ba2,676 sqft$185/sqft vs ZIP $202 −8%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,694/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
9% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$495,000List price
$2,694Rent estimate / mo
0.82Lender DSCR (est.)
$5,940Taxes / yr · assumed 1.2%
$202ZIP median $ / sqft
7/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,694 |
| − Mortgage (P&I) | −$2,596 |
| − Taxes | −$495 |
| − Insurance | −$206 |
| = Cash flow before vacancy & repairs | $-603 |
The numbers
- Price
- $495,000
- $ / sq ft
- $185 ZIP median $202
- Rent estimate
- $2,694/mo HUD fair-market rent
- Property taxes
- $5,940/yr assumed 1.2% of price
- PITIA (assumed)
- $3,297/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 7/100 9% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,676 sq ft
- Lot
- 30,056 sq ft
- Year built
- 1970
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132675
- Listed
- Oct 23, 2026
- Days on market
- 11
- Listing agent
- Parge June · F.C. Tucker Company - Fishers/Geist
3178418880 · pjune@talktotucker.com - Price history
- First asked $495,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.