1 / 6
21score
↓ $4,900
$285,000
MLS
Street view4222 Village Trace Blvd
Indianapolis IN 46254 · Single Family · built 2001
4 bd2.5 ba2,010 sqft$142/sqft vs ZIP $152 −7%
1.09 lender DSCR (est.)
Rent covers the estimated payment 1.09× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,260/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 2%
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$2,260Rent estimate / mo
1.09Lender DSCR (est.)
$5,260Taxes / yr · county assessor
$152ZIP median $ / sqft
21/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,260 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$438 |
| − Insurance | −$119 |
| − HOA | −$21 |
| = Cash flow before vacancy & repairs | $187 |
The numbers
- Price
- $285,000
- $ / sq ft
- $142 ZIP median $152
- Rent estimate
- $2,260/mo ZIP + bedroom comps
- Property taxes
- $5,260/yr 2% cap on assessed value $263,000
- PITIA (assumed)
- $2,073/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $21/mo
- Lender DSCR (est.)
- 1.09 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 21/100 price cut 2%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,010 sq ft
- Lot
- 4,356 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- $21/mo
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22074911
- Listed
- Dec 2, 2025
- Days on market
- 319
- Listing agent
- Beau Matlock · Matlock Realty Group
3179106493 · beau@matlockgroup.net - Price history
- First asked $289,900 · previously $289,900 cut $4,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.