Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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26score
↓ $20,900
$325,000
MLS
Street view425 Southmore St
Plainfield IN 46168 · Single Family · built 1970
4 bd2.5 ba2,032 sqft$160/sqft vs ZIP $177 −10%
1.03 lender DSCR (est.)
Rent covers the estimated payment 1.03× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
10% under ZIP $/sqftprice cut 6%
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$2,219Rent estimate / mo
1.03Lender DSCR (est.)
$3,900Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$325 |
| − Insurance | −$135 |
| = Cash flow before vacancy & repairs | $54 |
The numbers
- Price
- $325,000
- $ / sq ft
- $160 ZIP median $177
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $3,900/yr assumed 1.2% of price
- PITIA (assumed)
- $2,165/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.03 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 10% under ZIP $/sqft · price cut 6%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,032 sq ft
- Lot
- 9,583 sq ft
- Year built
- 1970
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22116540
- Listed
- Jul 31, 2026
- Days on market
- 66
- Listing agent
- Alexandria Chestnut · Mark Dietel Realty, LLC
3174106163 · alex.chestnut@markdietel.com - Price history
- First asked $345,900 · previously $345,900 cut $20,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.