Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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5score
$300,000
MLS
Street view4253 Useppa Ct
Westfield IN 46062 · Single Family · built 1997
3 bd2 ba1,491 sqft$201/sqft vs ZIP $185 +9%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,953/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$300,000List price
$1,953Rent estimate / mo
0.87Lender DSCR (est.)
$6,046Taxes / yr · county assessor
$185ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,953 |
| − Mortgage (P&I) | −$1,573 |
| − Taxes | −$504 |
| − Insurance | −$125 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $-282 |
The numbers
- Price
- $300,000
- $ / sq ft
- $201 ZIP median $185
- Rent estimate
- $1,953/mo HUD fair-market rent
- Property taxes
- $6,046/yr 2% cap on assessed value $302,300
- PITIA (assumed)
- $2,235/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,491 sq ft
- Lot
- 10,019 sq ft
- Year built
- 1997
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120172
- Listed
- Aug 13, 2026
- Days on market
- 53
- Listing agent
- Shelby K Farrar · Opendoor Brokerage, LLC.
4804625392 · homes@opendoor.com - Price history
- First asked $300,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.