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0score
New Construction
$1,195,000
MLS
Street view4308 Stone Lake Dr
Zionsville IN 46077 · Single Family · built 2026
5 bd4.5 ba4,094 sqft$292/sqft vs ZIP $251 +16%
0.36 lender DSCR (est.)
Rent covers the estimated payment 0.36× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,862/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$1,195,000List price
$2,862Rent estimate / mo
0.36Lender DSCR (est.)
$14,340Taxes / yr · assumed 1.2%
$251ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,862 |
| − Mortgage (P&I) | −$6,267 |
| − Taxes | −$1,195 |
| − Insurance | −$498 |
| − HOA | −$95 |
| = Cash flow before vacancy & repairs | $-5,193 |
The numbers
- Price
- $1,195,000
- $ / sq ft
- $292 ZIP median $251
- Rent estimate
- $2,862/mo HUD fair-market rent
- Property taxes
- $14,340/yr assumed 1.2% of price
- PITIA (assumed)
- $8,055/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $95/mo
- Lender DSCR (est.)
- 0.36 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 4.5
- Living area
- 4,094 sq ft
- Lot
- 10,890 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $95/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22120079
- Listed
- Sep 2, 2026
- Days on market
- 33
- Listing agent
- Kourtney Cunningham · Berkshire Hathaway HomeServices Indiana Realty
3175223970 · mdeck@realestatelinks.com - Price history
- First asked $1,195,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.