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30score
New
$449,900
MLS
Street view431 N Timber Trl
Greenwood IN 46142 · Single Family · built 1987
5 bd4.5 ba3,791 sqft$119/sqft vs ZIP $168 −29%
0.62 lender DSCR (est.)
Rent covers the estimated payment 0.62× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,862/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
30% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$449,900List price
$1,862Rent estimate / mo
0.62Lender DSCR (est.)
$5,399Taxes / yr · assumed 1.2%
$168ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,862 |
| − Mortgage (P&I) | −$2,359 |
| − Taxes | −$450 |
| − Insurance | −$187 |
| = Cash flow before vacancy & repairs | $-1,135 |
The numbers
- Price
- $449,900
- $ / sq ft
- $119 ZIP median $168
- Rent estimate
- $1,862/mo HUD fair-market rent
- Property taxes
- $5,399/yr assumed 1.2% of price
- PITIA (assumed)
- $2,997/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.62 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 30% under ZIP $/sqft · new this week
The property
- Beds / baths
- 5 / 4.5
- Living area
- 3,791 sq ft
- Lot
- 22,651 sq ft
- Year built
- 1987
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22128822
- Listed
- Sep 30, 2026
- Days on market
- 5
- Listing agent
- Darrin Galyean · My Agent
3172014663 · darrin5@yahoo.com - Price history
- First asked $449,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.