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39score
$114,900
MLS
Street view431 S Arlington Ave
Indianapolis IN 46219 · Single Family · built 1920
2 bd1 ba936 sqft$123/sqft vs ZIP $145 −15%
1.27 lender DSCR (est.)
Rent covers the estimated payment 1.27× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,050/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.2715% under ZIP $/sqftregistered rental
The underwriting
The numbers (estimates, illustrative)
$114,900List price
$1,050Rent estimate / mo
1.27Lender DSCR (est.)
$2,150Taxes / yr · county assessor
$145ZIP median $ / sqft
39/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,050 |
| − Mortgage (P&I) | −$603 |
| − Taxes | −$179 |
| − Insurance | −$48 |
| = Cash flow before vacancy & repairs | $220 |
The numbers
- Price
- $114,900
- $ / sq ft
- $123 ZIP median $145
- Rent estimate
- $1,050/mo ZIP + bedroom comps
- Property taxes
- $2,150/yr 2% cap on assessed value $107,500
- PITIA (assumed)
- $830/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.27 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 39/100 DSCR 1.27 · 15% under ZIP $/sqft · registered rental
The property
- Beds / baths
- 2 / 1
- Living area
- 936 sq ft
- Lot
- 7,405 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22125386
- Listed
- Sep 18, 2026
- Days on market
- 14
- Listing agent
- Isabella Frazier · Trelora Realty, Inc
2193513982 · inteam@trelora.com - Price history
- First asked $114,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.