Street view of 4314 E Minnesota St
1 / 6
55score
New
$189,500
MLS Street view
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4314 E Minnesota St

Indianapolis IN 46203 · Single Family · built 1970
4 bd1 ba1,200 sqft$158/sqft vs ZIP $168 −6%
1.83 lender DSCR (est.)
Rent covers the estimated payment 1.83× · walk-away floor 1.20 · high confidence
How we compute this

Rent est. $2,250/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

DSCR 1.83new this week
The underwriting

The numbers (estimates, illustrative)

$189,500List price
$2,250Rent estimate / mo
1.83Lender DSCR (est.)
$1,894Taxes / yr · county assessor
$168ZIP median $ / sqft
55/100Deal Score

Monthly picture (illustrative)

Rent est.$2,250
− Mortgage (P&I)−$994
− Taxes−$158
− Insurance−$79
= Cash flow before vacancy & repairs$1,019

The numbers

Price
$189,500
$ / sq ft
$158 ZIP median $168
Rent estimate
$2,250/mo ZIP + bedroom comps
Property taxes
$1,894/yr 2% cap on assessed value $94,700
PITIA (assumed)
$1,231/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
1.83 rent ÷ PITIA · lender floor 1.20
Deal Score
55/100 DSCR 1.83 · new this week

The property

Beds / baths
4 / 1
Living area
1,200 sq ft
Lot
20,473 sq ft
Year built
1970
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22127936
Listed
Sep 25, 2026
Days on market
7
Listing agent
Keith Farabee · Cityplace Realty
3175030788 · keith@cityplaceindy.com
Price history
First asked $189,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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