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5score
New Construction
$429,990
MLS
Street view433 Gold Rd
Westfield IN 46074 · Townhouse · built 2026
3 bd2.5 ba2,189 sqft$196/sqft vs ZIP $210 −6%
0.71 lender DSCR (est.)
Rent covers the estimated payment 0.71× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,236/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$429,990List price
$2,236Rent estimate / mo
0.71Lender DSCR (est.)
$5,160Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,236 |
| − Mortgage (P&I) | −$2,255 |
| − Taxes | −$430 |
| − Insurance | −$179 |
| − HOA | −$290 |
| = Cash flow before vacancy & repairs | $-918 |
The numbers
- Price
- $429,990
- $ / sq ft
- $196 ZIP median $210
- Rent estimate
- $2,236/mo HUD fair-market rent
- Property taxes
- $5,160/yr assumed 1.2% of price
- PITIA (assumed)
- $3,154/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $290/mo
- Lender DSCR (est.)
- 0.71 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,189 sq ft
- Lot
- —
- Year built
- 2026
- Property type
- Townhouse
- HOA
- $290/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22127310
- Listed
- Sep 21, 2026
- Days on market
- 14
- Listing agent
- Marie Edwards · HMS Real Estate
3178460777 · mlsinfo@hmsmarketingservices.com - Price history
- First asked $429,990
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.