Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
16score
↓ $5,000
$345,000
MLS
Street view4330 Valley Trace Dr
Indianapolis IN 46237 · Single Family · built 2006
4 bd2.5 ba2,713 sqft$127/sqft vs ZIP $151 −16%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,043/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
16% under ZIP $/sqftprice cut 1%
The underwriting
The numbers (estimates, illustrative)
$345,000List price
$2,043Rent estimate / mo
0.82Lender DSCR (est.)
$6,494Taxes / yr · county assessor
$151ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,043 |
| − Mortgage (P&I) | −$1,809 |
| − Taxes | −$541 |
| − Insurance | −$144 |
| = Cash flow before vacancy & repairs | $-451 |
The numbers
- Price
- $345,000
- $ / sq ft
- $127 ZIP median $151
- Rent estimate
- $2,043/mo ZIP + bedroom comps
- Property taxes
- $6,494/yr 2% cap on assessed value $324,700
- PITIA (assumed)
- $2,494/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 16% under ZIP $/sqft · price cut 1%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,713 sq ft
- Lot
- 6,534 sq ft
- Year built
- 2006
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121295
- Listed
- Aug 22, 2026
- Days on market
- 42
- Listing agent
- Salai Lungngam · CrossRoads Link Realty
3175035844 · palungrealestate@gmail.com - Price history
- First asked $350,000 · previously $350,000 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.