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6score
$305,000
MLS
Street view4332 Raintree Rd
Indianapolis IN 46234 · Single Family · built 2008
3 bd2.5 ba1,992 sqft$153/sqft vs ZIP $158 −3%
0.96 lender DSCR (est.)
Rent covers the estimated payment 0.96× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,990/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$305,000List price
$1,990Rent estimate / mo
0.96Lender DSCR (est.)
$3,660Taxes / yr · assumed 1.2%
$158ZIP median $ / sqft
6/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,990 |
| − Mortgage (P&I) | −$1,599 |
| − Taxes | −$305 |
| − Insurance | −$127 |
| − HOA | −$38 |
| = Cash flow before vacancy & repairs | $-80 |
The numbers
- Price
- $305,000
- $ / sq ft
- $153 ZIP median $158
- Rent estimate
- $1,990/mo ZIP + bedroom comps
- Property taxes
- $3,660/yr assumed 1.2% of price
- PITIA (assumed)
- $2,070/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $38/mo
- Lender DSCR (est.)
- 0.96 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 6/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,992 sq ft
- Lot
- 6,534 sq ft
- Year built
- 2008
- Property type
- Single Family
- HOA
- $38/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132815
- Listed
- Oct 25, 2026
- Days on market
- 8
- Listing agent
- Christina Hamilton · The Stewart Home Group
7653460383 · christina@thestewarthomegroup.com - Price history
- First asked $305,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.