1 / 6
26score
↓ $1,000
$289,000
MLS
Street view4338 Westbourne Dr
Indianapolis IN 46205 · Single Family · built 1963
3 bd3 ba2,521 sqft$115/sqft vs ZIP $165 −31%
0.84 lender DSCR (est.)
Rent covers the estimated payment 0.84× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
31% under ZIP $/sqftprice cut 0%
The underwriting
The numbers (estimates, illustrative)
$289,000List price
$1,710Rent estimate / mo
0.84Lender DSCR (est.)
$4,756Taxes / yr · county assessor
$165ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,516 |
| − Taxes | −$396 |
| − Insurance | −$120 |
| = Cash flow before vacancy & repairs | $-322 |
The numbers
- Price
- $289,000
- $ / sq ft
- $115 ZIP median $165
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $4,756/yr 2% cap on assessed value $237,800
- PITIA (assumed)
- $2,032/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 31% under ZIP $/sqft · price cut 0%
The property
- Beds / baths
- 3 / 3
- Living area
- 2,521 sq ft
- Lot
- 22,216 sq ft
- Year built
- 1963
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22108391
- Listed
- Jun 24, 2026
- Days on market
- 115
- Listing agent
- Patricia Cox · Carpenter Realtors, Northwest
3178889311 · pcox@callcarpenter.com - Price history
- First asked $290,000 · previously $290,000 cut $1,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.