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10score
New Construction
$434,990
MLS
Street view434 Gold Rd
Westfield IN 46074 · Single Family · built 2026
4 bd3.5 ba2,340 sqft$186/sqft vs ZIP $211 −12%
0.83 lender DSCR (est.)
Rent covers the estimated payment 0.83× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,647/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
12% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$434,990List price
$2,647Rent estimate / mo
0.83Lender DSCR (est.)
$5,220Taxes / yr · assumed 1.2%
$211ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,647 |
| − Mortgage (P&I) | −$2,281 |
| − Taxes | −$435 |
| − Insurance | −$181 |
| − HOA | −$290 |
| = Cash flow before vacancy & repairs | $-540 |
The numbers
- Price
- $434,990
- $ / sq ft
- $186 ZIP median $211
- Rent estimate
- $2,647/mo HUD fair-market rent
- Property taxes
- $5,220/yr assumed 1.2% of price
- PITIA (assumed)
- $3,187/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $290/mo
- Lender DSCR (est.)
- 0.83 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 12% under ZIP $/sqft
The property
- Beds / baths
- 4 / 3.5
- Living area
- 2,340 sq ft
- Lot
- —
- Year built
- 2026
- Property type
- Single Family
- HOA
- $290/mo
- Flood zone
- X
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22131483
- Listed
- Oct 14, 2026
- Days on market
- 19
- Listing agent
- Marie Edwards · HMS Real Estate
3178460777 · mlsinfo@hmsmarketingservices.com - Price history
- First asked $434,990
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.