Street view of 434 N Dearborn St
1 / 6
30score
$240,000
MLS Street view
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434 N Dearborn St

Indianapolis IN 46201 · Single Family · built 1900
5 bd3 ba2,410 sqft$100/sqft vs ZIP $141 −29%
0.90 lender DSCR (est.)
Rent covers the estimated payment 0.90× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $1,670/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

29% under ZIP $/sqftbelow assessed value
The underwriting

The numbers (estimates, illustrative)

$240,000List price
$1,670Rent estimate / mo
0.90Lender DSCR (est.)
$5,880Taxes / yr · county assessor
$141ZIP median $ / sqft
30/100Deal Score

Monthly picture (illustrative)

Rent est.$1,670
− Mortgage (P&I)−$1,259
− Taxes−$490
− Insurance−$100
= Cash flow before vacancy & repairs$-179

The numbers

Price
$240,000
$ / sq ft
$100 ZIP median $141
Rent estimate
$1,670/mo HUD fair-market rent
Property taxes
$5,880/yr 2% cap on assessed value $294,000
PITIA (assumed)
$1,849/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
0.90 rent ÷ PITIA · lender floor 1.20
Deal Score
30/100 29% under ZIP $/sqft · below assessed value

The property

Beds / baths
5 / 3
Living area
2,410 sq ft
Lot
4,356 sq ft
Year built
1900
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22110751
Listed
Aug 18, 2026
Days on market
60
Listing agent
David Price · Fathom Realty
3174968992 · dprice@fathomrealty.com
Price history
First asked $240,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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