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28score
$239,000
MLS
Street view4345 Trace Wood Ct
Indianapolis IN 46254 · Single Family · built 2001
3 bd2.5 ba1,872 sqft$128/sqft vs ZIP $155 −18%
1.03 lender DSCR (est.)
Rent covers the estimated payment 1.03× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,850/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$239,000List price
$1,850Rent estimate / mo
1.03Lender DSCR (est.)
$5,082Taxes / yr · county assessor
$155ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,850 |
| − Mortgage (P&I) | −$1,253 |
| − Taxes | −$424 |
| − Insurance | −$100 |
| − HOA | −$27 |
| = Cash flow before vacancy & repairs | $47 |
The numbers
- Price
- $239,000
- $ / sq ft
- $128 ZIP median $155
- Rent estimate
- $1,850/mo ZIP + bedroom comps
- Property taxes
- $5,082/yr 2% cap on assessed value $254,100
- PITIA (assumed)
- $1,803/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $27/mo
- Lender DSCR (est.)
- 1.03 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 18% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,872 sq ft
- Lot
- 4,356 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- $27/mo
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124969
- Listed
- Sep 17, 2026
- Days on market
- 15
- Listing agent
- Pearl Douglas · F.C. Tucker Company - West
3174178950 · pearl.douglas@talktotucker.com - Price history
- First asked $239,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.