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34score
New
$169,900
MLS
Street view439 S Dearborn St
Indianapolis IN 46201 · Single Family · built 1928
3 bd2 ba1,080 sqft$157/sqft vs ZIP $140 +12%
1.36 lender DSCR (est.)
Rent covers the estimated payment 1.36× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.36new this week
The underwriting
The numbers (estimates, illustrative)
$169,900List price
$1,450Rent estimate / mo
1.36Lender DSCR (est.)
$1,272Taxes / yr · county assessor
$140ZIP median $ / sqft
34/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$891 |
| − Taxes | −$106 |
| − Insurance | −$71 |
| = Cash flow before vacancy & repairs | $382 |
The numbers
- Price
- $169,900
- $ / sq ft
- $157 ZIP median $140
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $1,272/yr 2% cap on assessed value $63,600
- PITIA (assumed)
- $1,068/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.36 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 34/100 DSCR 1.36 · new this week
The property
- Beds / baths
- 3 / 2
- Living area
- 1,080 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1928
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129368
- Listed
- Oct 2, 2026
- Days on market
- 7
- Listing agent
- Mario Soriano · Bluprint Real Estate Group
3174266731 · msoriano@msindyhomes.com - Price history
- First asked $169,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.