Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
10score
↓ $30,000
$445,000
MLS
Street view441 Ash Dr
Carmel IN 46032 · Single Family · built 1961
4 bd2.5 ba1,728 sqft$258/sqft vs ZIP $233 +11%
0.90 lender DSCR (est.)
Rent covers the estimated payment 0.90× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,728/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 7%
The underwriting
The numbers (estimates, illustrative)
$445,000List price
$2,728Rent estimate / mo
0.90Lender DSCR (est.)
$6,198Taxes / yr · county assessor
$233ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,728 |
| − Mortgage (P&I) | −$2,334 |
| − Taxes | −$517 |
| − Insurance | −$185 |
| = Cash flow before vacancy & repairs | $-308 |
The numbers
- Price
- $445,000
- $ / sq ft
- $258 ZIP median $233
- Rent estimate
- $2,728/mo HUD fair-market rent
- Property taxes
- $6,198/yr 2% cap on assessed value $309,900
- PITIA (assumed)
- $3,036/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.90 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 7%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 1,728 sq ft
- Lot
- 11,761 sq ft
- Year built
- 1961
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22123314
- Listed
- Aug 31, 2026
- Days on market
- 35
- Listing agent
- Donna Towns · CENTURY 21 Scheetz
3176501550 · dtowns@c21scheetz.com - Price history
- First asked $475,000 · previously $475,000 cut $30,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.