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3score
$198,900
MLS
Street view444 N Bancroft St
Indianapolis IN 46201 · Single Family · built 1910
2 bd1 ba910 sqft$219/sqft vs ZIP $141 +55%
0.94 lender DSCR (est.)
Rent covers the estimated payment 0.94× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,195/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$198,900List price
$1,195Rent estimate / mo
0.94Lender DSCR (est.)
$1,758Taxes / yr · county assessor
$141ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,195 |
| − Mortgage (P&I) | −$1,043 |
| − Taxes | −$147 |
| − Insurance | −$83 |
| = Cash flow before vacancy & repairs | $-77 |
The numbers
- Price
- $198,900
- $ / sq ft
- $219 ZIP median $141
- Rent estimate
- $1,195/mo ZIP + bedroom comps
- Property taxes
- $1,758/yr 2% cap on assessed value $87,900
- PITIA (assumed)
- $1,272/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.94 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100
The property
- Beds / baths
- 2 / 1
- Living area
- 910 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22100429
- Listed
- May 7, 2026
- Days on market
- 163
- Listing agent
- Deb Kent · Compass Indiana, LLC
3172252253 · debraskent@gmail.com - Price history
- First asked $198,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.