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5score
NewNew Construction
$4,995,000
MLS
Street view4475 Elmscott Rdg
Zionsville IN 46077 · Single Family · built 2026
4 bd5.5 ba7,144 sqft$699/sqft vs ZIP $251 +179%
0.09 lender DSCR (est.)
Rent covers the estimated payment 0.09× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,862/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$4,995,000List price
$2,862Rent estimate / mo
0.09Lender DSCR (est.)
$59,940Taxes / yr · assumed 1.2%
$251ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,862 |
| − Mortgage (P&I) | −$26,194 |
| − Taxes | −$4,995 |
| − Insurance | −$2,081 |
| − HOA | −$141 |
| = Cash flow before vacancy & repairs | $-30,550 |
The numbers
- Price
- $4,995,000
- $ / sq ft
- $699 ZIP median $251
- Rent estimate
- $2,862/mo HUD fair-market rent
- Property taxes
- $59,940/yr assumed 1.2% of price
- PITIA (assumed)
- $33,412/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $141/mo
- Lender DSCR (est.)
- 0.09 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 new this week
The property
- Beds / baths
- 4 / 5.5
- Living area
- 7,144 sq ft
- Lot
- 21,344 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $141/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22126334
- Listed
- Oct 1, 2026
- Days on market
- 4
- Listing agent
- Mindy Garcia · Century 21 Scheetz
3178445111 · mgarcia@c21scheetz.com - Price history
- First asked $4,995,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.