1 / 6
12score
↓ $10,000
$215,000
MLS
Street view4504 N Longworth Ave
Indianapolis IN 46226 · Single Family · built 1942
2 bd2 ba1,795 sqft$120/sqft vs ZIP $124 −3%
0.65 lender DSCR (est.)
Rent covers the estimated payment 0.65× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $995/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 5%
The underwriting
The numbers (estimates, illustrative)
$215,000List price
$995Rent estimate / mo
0.65Lender DSCR (est.)
$3,732Taxes / yr · county assessor
$124ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $995 |
| − Mortgage (P&I) | −$1,127 |
| − Taxes | −$311 |
| − Insurance | −$90 |
| = Cash flow before vacancy & repairs | $-533 |
The numbers
- Price
- $215,000
- $ / sq ft
- $120 ZIP median $124
- Rent estimate
- $995/mo ZIP + bedroom comps
- Property taxes
- $3,732/yr 2% cap on assessed value $186,600
- PITIA (assumed)
- $1,528/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.65 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 price cut 5%
The property
- Beds / baths
- 2 / 2
- Living area
- 1,795 sq ft
- Lot
- 20,909 sq ft
- Year built
- 1942
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122229
- Listed
- Aug 28, 2026
- Days on market
- 50
- Listing agent
- Sydney Tilford · Century 21 Scheetz
3177501260 · stilford@c21scheetz.com - Price history
- First asked $225,000 · previously $225,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.