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14score
$425,000
MLS
Street view4509 Walcott Dr
Westfield IN 46062 · Single Family · built 2007
3 bd2.5 ba2,748 sqft$155/sqft vs ZIP $185 −16%
0.69 lender DSCR (est.)
Rent covers the estimated payment 0.69× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,967/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
16% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$425,000List price
$1,967Rent estimate / mo
0.69Lender DSCR (est.)
$5,100Taxes / yr · assumed 1.2%
$185ZIP median $ / sqft
14/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,967 |
| − Mortgage (P&I) | −$2,229 |
| − Taxes | −$425 |
| − Insurance | −$177 |
| − HOA | −$35 |
| = Cash flow before vacancy & repairs | $-899 |
The numbers
- Price
- $425,000
- $ / sq ft
- $155 ZIP median $185
- Rent estimate
- $1,967/mo HUD fair-market rent
- Property taxes
- $5,100/yr assumed 1.2% of price
- PITIA (assumed)
- $2,866/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $35/mo
- Lender DSCR (est.)
- 0.69 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 14/100 16% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,748 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2007
- Property type
- Single Family
- HOA
- $35/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124152
- Listed
- Sep 16, 2026
- Days on market
- 19
- Listing agent
- Phil Herman · eXp Realty, LLC
3173391250 · phil@philhermanrealtor.com - Price history
- First asked $425,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.