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72score
New
$128,000
MLS
Street view4517 N Hartman Dr
Indianapolis IN 46226 · Single Family · built 1958
3 bd1 ba1,286 sqft$100/sqft vs ZIP $128 −22%
1.72 lender DSCR (est.)
Rent covers the estimated payment 1.72× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,425/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.7222% under ZIP $/sqftnew this weekregistered rental
The underwriting
The numbers (estimates, illustrative)
$128,000List price
$1,425Rent estimate / mo
1.72Lender DSCR (est.)
$1,224Taxes / yr · county assessor
$128ZIP median $ / sqft
72/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,425 |
| − Mortgage (P&I) | −$671 |
| − Taxes | −$102 |
| − Insurance | −$53 |
| = Cash flow before vacancy & repairs | $598 |
The numbers
- Price
- $128,000
- $ / sq ft
- $100 ZIP median $128
- Rent estimate
- $1,425/mo ZIP + bedroom comps
- Property taxes
- $1,224/yr 2% cap on assessed value $61,200
- PITIA (assumed)
- $827/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.72 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 72/100 DSCR 1.72 · 22% under ZIP $/sqft · new this week · registered rental
The property
- Beds / baths
- 3 / 1
- Living area
- 1,286 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1958
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22127729
- Listed
- Sep 23, 2026
- Days on market
- 7
- Listing agent
- Jessica Bischoff · JRB Group
3176985248 · jess@jessicabischoff.com - Price history
- First asked $128,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.