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16score
$320,000
MLS
Street view4536 Carvin Cir
Indianapolis IN 46228 · Single Family · built 1999
3 bd2.5 ba2,571 sqft$124/sqft vs ZIP $144 −14%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,967/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
13% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$320,000List price
$1,967Rent estimate / mo
0.82Lender DSCR (est.)
$6,586Taxes / yr · county assessor
$144ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,967 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$549 |
| − Insurance | −$133 |
| − HOA | −$42 |
| = Cash flow before vacancy & repairs | $-435 |
The numbers
- Price
- $320,000
- $ / sq ft
- $124 ZIP median $144
- Rent estimate
- $1,967/mo ZIP + bedroom comps
- Property taxes
- $6,586/yr 2% cap on assessed value $329,300
- PITIA (assumed)
- $2,402/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $42/mo
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 13% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,571 sq ft
- Lot
- 10,890 sq ft
- Year built
- 1999
- Property type
- Single Family
- HOA
- $42/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125677
- Listed
- Sep 21, 2026
- Days on market
- 12
- Listing agent
- Leslie Pittard · BluPrint Real Estate Group
3176974540 · lpittardperfectplacerealtor@gmail.com - Price history
- First asked $320,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.