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24score
$270,000
MLS
Street view4540 S Keystone Ave
Indianapolis IN 46227 · Single Family · built 1956
3 bd2 ba2,322 sqft$116/sqft vs ZIP $161 −28%
0.91 lender DSCR (est.)
Rent covers the estimated payment 0.91× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
28% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$270,000List price
$1,710Rent estimate / mo
0.91Lender DSCR (est.)
$4,202Taxes / yr · county assessor
$161ZIP median $ / sqft
24/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,416 |
| − Taxes | −$350 |
| − Insurance | −$113 |
| = Cash flow before vacancy & repairs | $-169 |
The numbers
- Price
- $270,000
- $ / sq ft
- $116 ZIP median $161
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $4,202/yr 2% cap on assessed value $210,100
- PITIA (assumed)
- $1,879/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.91 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 24/100 28% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2
- Living area
- 2,322 sq ft
- Lot
- 14,810 sq ft
- Year built
- 1956
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126496
- Listed
- Sep 17, 2026
- Days on market
- 15
- Listing agent
- Missy Mendoza · CENTURY 21 Scheetz
3178812100 · mmendoza@c21scheetz.com - Price history
- First asked $270,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.