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24score
$320,000
MLS
Street view4553 Rhapsody Ln
Indianapolis IN 46235 · Single Family · built 2022
4 bd2.5 ba3,018 sqft$106/sqft vs ZIP $138 −23%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,995/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
23% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$320,000List price
$1,995Rent estimate / mo
0.82Lender DSCR (est.)
$7,118Taxes / yr · county assessor
$138ZIP median $ / sqft
24/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,995 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$593 |
| − Insurance | −$133 |
| − HOA | −$20 |
| = Cash flow before vacancy & repairs | $-430 |
The numbers
- Price
- $320,000
- $ / sq ft
- $106 ZIP median $138
- Rent estimate
- $1,995/mo ZIP + bedroom comps
- Property taxes
- $7,118/yr 2% cap on assessed value $355,900
- PITIA (assumed)
- $2,425/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $20/mo
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 24/100 23% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,018 sq ft
- Lot
- 7,405 sq ft
- Year built
- 2022
- Property type
- Single Family
- HOA
- $20/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22102017
- Listed
- May 18, 2026
- Days on market
- 138
- Listing agent
- Jillian Stevens · Century 21 Scheetz
3178445111 · information@c21scheetz.com - Price history
- First asked $320,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.