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12score
$349,900
MLS
Street view4601 Common Vista Cir
Indianapolis IN 46220 · Single Family · built 1992
4 bd2.5 ba2,110 sqft$166/sqft vs ZIP $194 −15%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,200/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$349,900List price
$2,200Rent estimate / mo
0.85Lender DSCR (est.)
$6,840Taxes / yr · county assessor
$194ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,200 |
| − Mortgage (P&I) | −$1,835 |
| − Taxes | −$570 |
| − Insurance | −$146 |
| − HOA | −$50 |
| = Cash flow before vacancy & repairs | $-401 |
The numbers
- Price
- $349,900
- $ / sq ft
- $166 ZIP median $194
- Rent estimate
- $2,200/mo ZIP + bedroom comps
- Property taxes
- $6,840/yr 2% cap on assessed value $342,000
- PITIA (assumed)
- $2,601/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $50/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 15% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,110 sq ft
- Lot
- 8,712 sq ft
- Year built
- 1992
- Property type
- Single Family
- HOA
- $50/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125585
- Listed
- Sep 13, 2026
- Days on market
- 20
- Listing agent
- Richard Costello · Carpenter Realtors, East
3177508114 · northcollege@callcapenter.com - Price history
- First asked $349,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.