1 / 6
22score
↓ $25,000
$250,000
MLS
Street view4613 Tim Tam Cir
Indianapolis IN 46237 · Single Family · built 1975
3 bd1.5 ba1,778 sqft$141/sqft vs ZIP $153 −8%
0.98 lender DSCR (est.)
Rent covers the estimated payment 0.98× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,756/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
8% under ZIP $/sqftprice cut 10%
The underwriting
The numbers (estimates, illustrative)
$250,000List price
$1,756Rent estimate / mo
0.98Lender DSCR (est.)
$4,446Taxes / yr · county assessor
$153ZIP median $ / sqft
22/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,756 |
| − Mortgage (P&I) | −$1,311 |
| − Taxes | −$371 |
| − Insurance | −$104 |
| = Cash flow before vacancy & repairs | $-30 |
The numbers
- Price
- $250,000
- $ / sq ft
- $141 ZIP median $153
- Rent estimate
- $1,756/mo ZIP + bedroom comps
- Property taxes
- $4,446/yr 2% cap on assessed value $222,300
- PITIA (assumed)
- $1,786/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.98 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 22/100 8% under ZIP $/sqft · price cut 10%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,778 sq ft
- Lot
- 10,890 sq ft
- Year built
- 1975
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120302
- Listed
- Aug 20, 2026
- Days on market
- 72
- Listing agent
- Steve Sergi - The Sergi Group · REMAX ONE
3175075883 · stevesergi@remax.net - Price history
- First asked $275,000 · previously $259,900 cut $25,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.