1 / 6
17score
↓ $4,000
$225,900
MLS
Street view4621 Owls Nest Pl
Indianapolis IN 46254 · Single Family · built 1995
3 bd1.5 ba1,220 sqft$185/sqft vs ZIP $152 +22%
1.12 lender DSCR (est.)
Rent covers the estimated payment 1.12× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,884/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 2%
The underwriting
The numbers (estimates, illustrative)
$225,900List price
$1,884Rent estimate / mo
1.12Lender DSCR (est.)
$4,510Taxes / yr · county assessor
$152ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,884 |
| − Mortgage (P&I) | −$1,185 |
| − Taxes | −$376 |
| − Insurance | −$94 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $196 |
The numbers
- Price
- $225,900
- $ / sq ft
- $185 ZIP median $152
- Rent estimate
- $1,884/mo ZIP + bedroom comps
- Property taxes
- $4,510/yr 2% cap on assessed value $225,500
- PITIA (assumed)
- $1,688/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 1.12 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 price cut 2%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,220 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1995
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120793
- Listed
- Aug 19, 2026
- Days on market
- 59
- Listing agent
- Jodi Gandy · Honor Realty Llc
3173408839 · jodi@honorrealtygroup.com - Price history
- First asked $229,900 · previously $227,900 cut $4,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.