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3score
$260,000
MLS
Street view4626 Citation Cir
Indianapolis IN 46237 · Single Family · built 1976
3 bd2 ba1,435 sqft$181/sqft vs ZIP $151 +20%
0.95 lender DSCR (est.)
Rent covers the estimated payment 0.95× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,795/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$260,000List price
$1,795Rent estimate / mo
0.95Lender DSCR (est.)
$4,944Taxes / yr · county assessor
$151ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,795 |
| − Mortgage (P&I) | −$1,363 |
| − Taxes | −$412 |
| − Insurance | −$108 |
| = Cash flow before vacancy & repairs | $-89 |
The numbers
- Price
- $260,000
- $ / sq ft
- $181 ZIP median $151
- Rent estimate
- $1,795/mo ZIP + bedroom comps
- Property taxes
- $4,944/yr 2% cap on assessed value $247,200
- PITIA (assumed)
- $1,884/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.95 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,435 sq ft
- Lot
- 10,890 sq ft
- Year built
- 1976
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22100579
- Listed
- May 8, 2026
- Days on market
- 162
- Listing agent
- Deanna Baird · Highgarden Real Estate
3173763160 · dbaird@bhhsin.com - Price history
- First asked $260,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.