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13score
$319,900
MLS
Street view4643 Darla Ct
Indianapolis IN 46239 · Single Family · built 2020
4 bd3 ba2,329 sqft$137/sqft vs ZIP $152 −10%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,100/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
9% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$319,900List price
$2,100Rent estimate / mo
0.85Lender DSCR (est.)
$7,098Taxes / yr · county assessor
$152ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,100 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$592 |
| − Insurance | −$133 |
| − HOA | −$54 |
| = Cash flow before vacancy & repairs | $-356 |
The numbers
- Price
- $319,900
- $ / sq ft
- $137 ZIP median $152
- Rent estimate
- $2,100/mo ZIP + bedroom comps
- Property taxes
- $7,098/yr 2% cap on assessed value $354,900
- PITIA (assumed)
- $2,456/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $54/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 9% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 3
- Living area
- 2,329 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2020
- Property type
- Single Family
- HOA
- $54/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120870
- Listed
- Sep 10, 2026
- Days on market
- 23
- Listing agent
- Molly Konermann Inan · Curb Appeal Realty, Llc
8123609898 · mollykonermann@gmail.com - Price history
- First asked $319,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.