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23score
$324,900
MLS
Street view4648 Bluffwood Dr N
Indianapolis IN 46228 · Single Family · built 1958
3 bd2.5 ba3,088 sqft$105/sqft vs ZIP $144 −27%
0.91 lender DSCR (est.)
Rent covers the estimated payment 0.91× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,967/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
27% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$324,900List price
$1,967Rent estimate / mo
0.91Lender DSCR (est.)
$3,899Taxes / yr · assumed 1.2%
$144ZIP median $ / sqft
23/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,967 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$325 |
| − Insurance | −$135 |
| = Cash flow before vacancy & repairs | $-197 |
The numbers
- Price
- $324,900
- $ / sq ft
- $105 ZIP median $144
- Rent estimate
- $1,967/mo ZIP + bedroom comps
- Property taxes
- $3,899/yr assumed 1.2% of price
- PITIA (assumed)
- $2,164/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.91 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 23/100 27% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2.5
- Living area
- 3,088 sq ft
- Lot
- 21,780 sq ft
- Year built
- 1958
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119069
- Listed
- Aug 8, 2026
- Days on market
- 56
- Listing agent
- Tiff Atkinson · Keller Williams Indy Metro Ne
3176124546 · tiff@tiffatkinson.com - Price history
- First asked $324,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.