Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
11score
↓ $10,000
$309,900
MLS
Street view4650 Darla Ct
Indianapolis IN 46239 · Single Family · built 2021
3 bd2 ba1,850 sqft$168/sqft vs ZIP $148 +13%
0.81 lender DSCR (est.)
Rent covers the estimated payment 0.81× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,883/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 3%below assessed value
The underwriting
The numbers (estimates, illustrative)
$309,900List price
$1,883Rent estimate / mo
0.81Lender DSCR (est.)
$6,246Taxes / yr · county assessor
$148ZIP median $ / sqft
11/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,883 |
| − Mortgage (P&I) | −$1,625 |
| − Taxes | −$521 |
| − Insurance | −$129 |
| − HOA | −$54 |
| = Cash flow before vacancy & repairs | $-446 |
The numbers
- Price
- $309,900
- $ / sq ft
- $168 ZIP median $148
- Rent estimate
- $1,883/mo ZIP + bedroom comps
- Property taxes
- $6,246/yr 2% cap on assessed value $312,300
- PITIA (assumed)
- $2,329/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $54/mo
- Lender DSCR (est.)
- 0.81 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 11/100 price cut 3% · below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,850 sq ft
- Lot
- 10,890 sq ft
- Year built
- 2021
- Property type
- Single Family
- HOA
- $54/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22117767
- Listed
- Aug 2, 2026
- Days on market
- 62
- Listing agent
- Jaspreet Singh · Crossroads Real Estate Group LLC
3472594339 · singhsellsindy@gmail.com - Price history
- First asked $319,900 · previously $319,900 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.