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16score
$250,000
MLS
Street view4651 Old Smith Valley Rd
Greenwood IN 46143 · Single Family · built 1964
3 bd1 ba1,092 sqft$229/sqft vs ZIP $162 +41%
1.15 lender DSCR (est.)
Rent covers the estimated payment 1.15× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,912/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$250,000List price
$1,912Rent estimate / mo
1.15Lender DSCR (est.)
$3,000Taxes / yr · assumed 1.2%
$162ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,912 |
| − Mortgage (P&I) | −$1,311 |
| − Taxes | −$250 |
| − Insurance | −$104 |
| = Cash flow before vacancy & repairs | $247 |
The numbers
- Price
- $250,000
- $ / sq ft
- $229 ZIP median $162
- Rent estimate
- $1,912/mo HUD fair-market rent
- Property taxes
- $3,000/yr assumed 1.2% of price
- PITIA (assumed)
- $1,665/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.15 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100
The property
- Beds / baths
- 3 / 1
- Living area
- 1,092 sq ft
- Lot
- 15,246 sq ft
- Year built
- 1964
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22131782
- Listed
- Oct 16, 2026
- Days on market
- 18
- Listing agent
- Collin Hill · Re/Max Advanced Realty
3177771512 · collin@indyhomepros.com - Price history
- First asked $250,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.