1 / 6
15score
$251,000
MLS
Street view4655 Earlham Dr
Indianapolis IN 46227 · Single Family · built 1956
3 bd1 ba1,730 sqft$145/sqft vs ZIP $161 −10%
0.93 lender DSCR (est.)
Rent covers the estimated payment 0.93× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
10% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$251,000List price
$1,710Rent estimate / mo
0.93Lender DSCR (est.)
$5,066Taxes / yr · county assessor
$161ZIP median $ / sqft
15/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,316 |
| − Taxes | −$422 |
| − Insurance | −$105 |
| = Cash flow before vacancy & repairs | $-133 |
The numbers
- Price
- $251,000
- $ / sq ft
- $145 ZIP median $161
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $5,066/yr 2% cap on assessed value $253,300
- PITIA (assumed)
- $1,843/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.93 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 15/100 10% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 3 / 1
- Living area
- 1,730 sq ft
- Lot
- 15,682 sq ft
- Year built
- 1956
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125702
- Listed
- Sep 11, 2026
- Days on market
- 21
- Listing agent
- Michael Weaver · The Vearus Group
3173851722 · thevearusgroup@gmail.com - Price history
- First asked $251,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.