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50score
$140,000
MLS
Street view4705 Prospect St
Indianapolis IN 46203 · Single Family · built 1950
3 bd1 ba888 sqft$158/sqft vs ZIP $168 −6%
1.61 lender DSCR (est.)
Rent covers the estimated payment 1.61× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,513/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.61
The underwriting
The numbers (estimates, illustrative)
$140,000List price
$1,513Rent estimate / mo
1.61Lender DSCR (est.)
$1,744Taxes / yr · county assessor
$168ZIP median $ / sqft
50/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,513 |
| − Mortgage (P&I) | −$734 |
| − Taxes | −$145 |
| − Insurance | −$58 |
| = Cash flow before vacancy & repairs | $575 |
The numbers
- Price
- $140,000
- $ / sq ft
- $158 ZIP median $168
- Rent estimate
- $1,513/mo ZIP + bedroom comps
- Property taxes
- $1,744/yr 2% cap on assessed value $87,200
- PITIA (assumed)
- $938/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.61 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 50/100 DSCR 1.61
The property
- Beds / baths
- 3 / 1
- Living area
- 888 sq ft
- Lot
- 10,019 sq ft
- Year built
- 1950
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125399
- Listed
- Sep 11, 2026
- Days on market
- 21
- Listing agent
- Chase Lyday · Highgarden Real Estate
3176943642 · chase.lyday@talktotucker.com - Price history
- First asked $140,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.