1 / 6
10score
↓ $10,000
$279,900
MLS
Street view4749 Rocky Knob Ln
Indianapolis IN 46254 · Single Family · built 1989
3 bd2.5 ba1,620 sqft$173/sqft vs ZIP $152 +14%
0.94 lender DSCR (est.)
Rent covers the estimated payment 0.94× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,884/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 4%
The underwriting
The numbers (estimates, illustrative)
$279,900List price
$1,884Rent estimate / mo
0.94Lender DSCR (est.)
$4,736Taxes / yr · county assessor
$152ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,884 |
| − Mortgage (P&I) | −$1,468 |
| − Taxes | −$395 |
| − Insurance | −$117 |
| − HOA | −$21 |
| = Cash flow before vacancy & repairs | $-116 |
The numbers
- Price
- $279,900
- $ / sq ft
- $173 ZIP median $152
- Rent estimate
- $1,884/mo ZIP + bedroom comps
- Property taxes
- $4,736/yr 2% cap on assessed value $236,800
- PITIA (assumed)
- $2,000/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $21/mo
- Lender DSCR (est.)
- 0.94 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 4%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,620 sq ft
- Lot
- 22,216 sq ft
- Year built
- 1989
- Property type
- Single Family
- HOA
- $21/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22080947
- Listed
- Jan 23, 2026
- Days on market
- 267
- Listing agent
- Sarah Elkmann · Highgarden Real Estate
2194553084 · selkmann@c21scheetz.com - Price history
- First asked $289,900 · previously $285,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.