1 / 6
70score
New
$85,000
MLS
Street view4762 N Mitchner Ave
Indianapolis IN 46226 · Single Family · built 1953
3 bd1 ba1,584 sqft$54/sqft vs ZIP $124 −57%
1.62 lender DSCR (est.)
Rent covers the estimated payment 1.62× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,190/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6257% under ZIP $/sqftverify conditionnew this week
The underwriting
The numbers (estimates, illustrative)
$85,000List price
$1,190Rent estimate / mo
1.62Lender DSCR (est.)
$3,056Taxes / yr · county assessor
$124ZIP median $ / sqft
70/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,190 |
| − Mortgage (P&I) | −$446 |
| − Taxes | −$255 |
| − Insurance | −$35 |
| = Cash flow before vacancy & repairs | $454 |
The numbers
- Price
- $85,000
- $ / sq ft
- $54 ZIP median $124
- Rent estimate
- $1,190/mo rent comps
- Property taxes
- $3,056/yr 2% cap on assessed value $152,800
- PITIA (assumed)
- $736/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.62 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 70/100 DSCR 1.62 · 57% under ZIP $/sqft · verify condition · new this week
The property
- Beds / baths
- 3 / 1
- Living area
- 1,584 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1953
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131945
- Listed
- Oct 16, 2026
- Days on market
- 2
- Listing agent
- Terry Young · Red Bridge Real Estate
8122168602 · terry@redbridgerealestate.com - Price history
- First asked $85,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.