Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
3score
↓ $5,000
$305,000
MLS
Street view4805 Winthrop Ave
Indianapolis IN 46205 · Single Family · built 1915
3 bd1 ba1,168 sqft$261/sqft vs ZIP $165 +58%
0.79 lender DSCR (est.)
Rent covers the estimated payment 0.79× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 2%
The underwriting
The numbers (estimates, illustrative)
$305,000List price
$1,710Rent estimate / mo
0.79Lender DSCR (est.)
$5,254Taxes / yr · county assessor
$165ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,599 |
| − Taxes | −$438 |
| − Insurance | −$127 |
| = Cash flow before vacancy & repairs | $-454 |
The numbers
- Price
- $305,000
- $ / sq ft
- $261 ZIP median $165
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $5,254/yr 2% cap on assessed value $262,700
- PITIA (assumed)
- $2,164/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.79 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100 price cut 2%
The property
- Beds / baths
- 3 / 1
- Living area
- 1,168 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1915
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22107027
- Listed
- Jun 17, 2026
- Days on market
- 108
- Listing agent
- Jeff Cloyd · Re/Max Advanced Realty
3177758600 · jeffrey.cloyd@gmail.com - Price history
- First asked $310,000 · previously $310,000 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.