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15score
$339,000
MLS
Street view4806 Staughton Dr
Indianapolis IN 46226 · Single Family · built 1956
3 bd2 ba3,240 sqft$105/sqft vs ZIP $128 −18%
0.61 lender DSCR (est.)
Rent covers the estimated payment 0.61× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,425/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$339,000List price
$1,425Rent estimate / mo
0.61Lender DSCR (est.)
$5,100Taxes / yr · county assessor
$128ZIP median $ / sqft
15/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,425 |
| − Mortgage (P&I) | −$1,778 |
| − Taxes | −$425 |
| − Insurance | −$141 |
| = Cash flow before vacancy & repairs | $-919 |
The numbers
- Price
- $339,000
- $ / sq ft
- $105 ZIP median $128
- Rent estimate
- $1,425/mo ZIP + bedroom comps
- Property taxes
- $5,100/yr 2% cap on assessed value $255,000
- PITIA (assumed)
- $2,344/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.61 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 15/100 18% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2
- Living area
- 3,240 sq ft
- Lot
- 20,473 sq ft
- Year built
- 1956
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126428
- Listed
- Sep 16, 2026
- Days on market
- 17
- Listing agent
- Devan Lunceford · Totalis Real Estate Solutions
8122306651 · devan@devanlunceford.com - Price history
- First asked $339,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.