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3score
$399,900
MLS
Street view4820 E 70th St
Indianapolis IN 46220 · Single Family · built 1961
4 bd3 ba1,750 sqft$229/sqft vs ZIP $194 +18%
0.76 lender DSCR (est.)
Rent covers the estimated payment 0.76× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,200/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
registered rental
The underwriting
The numbers (estimates, illustrative)
$399,900List price
$2,200Rent estimate / mo
0.76Lender DSCR (est.)
$7,438Taxes / yr · county assessor
$194ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,200 |
| − Mortgage (P&I) | −$2,097 |
| − Taxes | −$620 |
| − Insurance | −$167 |
| = Cash flow before vacancy & repairs | $-684 |
The numbers
- Price
- $399,900
- $ / sq ft
- $229 ZIP median $194
- Rent estimate
- $2,200/mo ZIP + bedroom comps
- Property taxes
- $7,438/yr 2% cap on assessed value $371,900
- PITIA (assumed)
- $2,884/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.76 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100 registered rental
The property
- Beds / baths
- 4 / 3
- Living area
- 1,750 sq ft
- Lot
- 30,056 sq ft
- Year built
- 1961
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22125613
- Listed
- Sep 17, 2026
- Days on market
- 16
- Listing agent
- Steve Clark · Compass of Indiana, LLC
3173454582 · steve@steveclarkteam.com - Price history
- First asked $399,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.