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12score
$359,900
MLS
Street view4826 Spring Flower Ct
Indianapolis IN 46237 · Single Family · built 1998
3 bd2.5 ba2,738 sqft$131/sqft vs ZIP $153 −14%
0.70 lender DSCR (est.)
Rent covers the estimated payment 0.70× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,820/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
14% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$359,900List price
$1,820Rent estimate / mo
0.70Lender DSCR (est.)
$6,436Taxes / yr · county assessor
$153ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,820 |
| − Mortgage (P&I) | −$1,887 |
| − Taxes | −$536 |
| − Insurance | −$150 |
| − HOA | −$30 |
| = Cash flow before vacancy & repairs | $-784 |
The numbers
- Price
- $359,900
- $ / sq ft
- $131 ZIP median $153
- Rent estimate
- $1,820/mo ZIP + bedroom comps
- Property taxes
- $6,436/yr 2% cap on assessed value $321,800
- PITIA (assumed)
- $2,604/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $30/mo
- Lender DSCR (est.)
- 0.70 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 14% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,738 sq ft
- Lot
- 16,553 sq ft
- Year built
- 1998
- Property type
- Single Family
- HOA
- $30/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126157
- Listed
- Sep 15, 2026
- Days on market
- 18
- Listing agent
- Denise Wilson · REMAX ONE
3173399205 · denisewilsonrealtor@gmail.com - Price history
- First asked $359,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.