Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 4864 Lilac Dr
1 / 6
6score
↓ $10,000
$340,000
MLS Street view
Search photos

4864 Lilac Dr

Plainfield IN 46168 · Single Family · built 2023
3 bd2 ba1,583 sqft$215/sqft vs ZIP $177 +21%
0.73 lender DSCR (est.)
Rent covers the estimated payment 0.73× · walk-away floor 1.20 · low confidence
How we compute this

Rent est. $1,824/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.

price cut 3%
The underwriting

The numbers (estimates, illustrative)

$340,000List price
$1,824Rent estimate / mo
0.73Lender DSCR (est.)
$4,080Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
6/100Deal Score

Monthly picture (illustrative)

Rent est.$1,824
− Mortgage (P&I)−$1,783
− Taxes−$340
− Insurance−$142
− HOA−$231
= Cash flow before vacancy & repairs$-672

The numbers

Price
$340,000
$ / sq ft
$215 ZIP median $177
Rent estimate
$1,824/mo HUD fair-market rent
Property taxes
$4,080/yr assumed 1.2% of price
PITIA (assumed)
$2,496/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $231/mo
Lender DSCR (est.)
0.73 rent ÷ PITIA · lender floor 1.20
Deal Score
6/100 price cut 3%

The property

Beds / baths
3 / 2
Living area
1,583 sq ft
Lot
7,841 sq ft
Year built
2023
Property type
Single Family
HOA
$231/mo
Flood zone
—
Registered rental
—

The listing

Source
Standard
MLS #
22060751
Listed
Sep 17, 2025
Days on market
383
Listing agent
Joseph Pritchett · Pritchett Property Group Llc
3174452197 · joepritchett322@gmail.com
Price history
First asked $350,000 · previously $350,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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