1 / 6
14score
New
$282,900
MLS
Street view4902 Candy Spots Dr
Indianapolis IN 46237 · Single Family · built 1973
4 bd1.5 ba1,646 sqft$172/sqft vs ZIP $153 +12%
1.04 lender DSCR (est.)
Rent covers the estimated payment 1.04× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,133/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$282,900List price
$2,133Rent estimate / mo
1.04Lender DSCR (est.)
$5,386Taxes / yr · county assessor
$153ZIP median $ / sqft
14/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,133 |
| − Mortgage (P&I) | −$1,484 |
| − Taxes | −$449 |
| − Insurance | −$118 |
| = Cash flow before vacancy & repairs | $83 |
The numbers
- Price
- $282,900
- $ / sq ft
- $172 ZIP median $153
- Rent estimate
- $2,133/mo ZIP + bedroom comps
- Property taxes
- $5,386/yr 2% cap on assessed value $269,300
- PITIA (assumed)
- $2,050/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.04 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 14/100 new this week
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,646 sq ft
- Lot
- 14,810 sq ft
- Year built
- 1973
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127931
- Listed
- Sep 24, 2026
- Days on market
- 7
- Listing agent
- Amber Vermeulen · Ever Real Estate, LLC
3176405657 · amber.vermeulen@everrealestate.com - Price history
- First asked $282,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.