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75score
New
$165,000
MLS
Street view4906 W Troy Ave
Indianapolis IN 46241 · Single Family · built 1972
4 bd1.5 ba1,622 sqft$102/sqft vs ZIP $157 −35%
1.52 lender DSCR (est.)
Rent covers the estimated payment 1.52× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,902/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5235% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$165,000List price
$1,902Rent estimate / mo
1.52Lender DSCR (est.)
$3,856Taxes / yr · county assessor
$157ZIP median $ / sqft
75/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,902 |
| − Mortgage (P&I) | −$865 |
| − Taxes | −$321 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $647 |
The numbers
- Price
- $165,000
- $ / sq ft
- $102 ZIP median $157
- Rent estimate
- $1,902/mo HUD fair-market rent
- Property taxes
- $3,856/yr 2% cap on assessed value $192,800
- PITIA (assumed)
- $1,255/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 75/100 DSCR 1.52 · 35% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,622 sq ft
- Lot
- 10,890 sq ft
- Year built
- 1972
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131326
- Listed
- Oct 13, 2026
- Days on market
- 2
- Listing agent
- Joe Gray · HoosierWise Realty
3175386481 · joe@homewisein.com - Price history
- First asked $165,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.