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24score
New
$179,900
MLS
Street view4925 Opal Ridge Ln
Indianapolis IN 46237 · Condo · built 2003
2 bd2 ba1,442 sqft$125/sqft vs ZIP $150 −17%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,293/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
17% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$179,900List price
$1,293Rent estimate / mo
0.85Lender DSCR (est.)
$2,159Taxes / yr · assumed 1.2%
$150ZIP median $ / sqft
24/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,293 |
| − Mortgage (P&I) | −$943 |
| − Taxes | −$180 |
| − Insurance | −$75 |
| − HOA | −$317 |
| = Cash flow before vacancy & repairs | $-222 |
The numbers
- Price
- $179,900
- $ / sq ft
- $125 ZIP median $150
- Rent estimate
- $1,293/mo ZIP + bedroom comps
- Property taxes
- $2,159/yr assumed 1.2% of price
- PITIA (assumed)
- $1,515/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $317/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 24/100 17% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 2 / 2
- Living area
- 1,442 sq ft
- Lot
- —
- Year built
- 2003
- Property type
- Condo
- HOA
- $317/mo
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126792
- Listed
- Oct 10, 2026
- Days on market
- 5
- Listing agent
- Kathy Zamora · AXEN Realty LLC
3175068626 · katherine.zamora@exprealty.com - Price history
- First asked $179,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.