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57score
$179,900
MLS
Street view4925 W Vermont St
Indianapolis IN 46224 · Single Family · built 1922
3 bd1.5 ba1,944 sqft$93/sqft vs ZIP $162 −43%
1.40 lender DSCR (est.)
Rent covers the estimated payment 1.40× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,685/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.4043% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$179,900List price
$1,685Rent estimate / mo
1.40Lender DSCR (est.)
$2,256Taxes / yr · county assessor
$162ZIP median $ / sqft
57/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,685 |
| − Mortgage (P&I) | −$943 |
| − Taxes | −$188 |
| − Insurance | −$75 |
| = Cash flow before vacancy & repairs | $479 |
The numbers
- Price
- $179,900
- $ / sq ft
- $93 ZIP median $162
- Rent estimate
- $1,685/mo ZIP + bedroom comps
- Property taxes
- $2,256/yr 2% cap on assessed value $112,800
- PITIA (assumed)
- $1,206/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.40 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 57/100 DSCR 1.40 · 43% under ZIP $/sqft
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,944 sq ft
- Lot
- 36,155 sq ft
- Year built
- 1922
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127093
- Listed
- Sep 24, 2026
- Days on market
- 8
- Listing agent
- Bryan Arnold · Keller Williams Indpls Metro N
3178466300 · indymetronorth@kw.com - Price history
- First asked $179,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.