Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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10score
$499,000
MLS
Street view4946 Harris Pl N
Greenwood IN 46142 · Single Family · built 2021
5 bd3 ba3,349 sqft$149/sqft vs ZIP $168 −11%
0.55 lender DSCR (est.)
Rent covers the estimated payment 0.55× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,848/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
11% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$499,000List price
$1,848Rent estimate / mo
0.55Lender DSCR (est.)
$5,988Taxes / yr · assumed 1.2%
$168ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,848 |
| − Mortgage (P&I) | −$2,617 |
| − Taxes | −$499 |
| − Insurance | −$208 |
| − HOA | −$52 |
| = Cash flow before vacancy & repairs | $-1,528 |
The numbers
- Price
- $499,000
- $ / sq ft
- $149 ZIP median $168
- Rent estimate
- $1,848/mo HUD fair-market rent
- Property taxes
- $5,988/yr assumed 1.2% of price
- PITIA (assumed)
- $3,376/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $52/mo
- Lender DSCR (est.)
- 0.55 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 11% under ZIP $/sqft
The property
- Beds / baths
- 5 / 3
- Living area
- 3,349 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2021
- Property type
- Single Family
- HOA
- $52/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22074536
- Listed
- Nov 22, 2025
- Days on market
- 317
- Listing agent
- Michael Mergell · LPT Realty
3176458717 · michaelmergell@gmail.com - Price history
- First asked $499,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.