1 / 6
47score
↓ $10,000
$175,000
MLS
Street view501 S Vine St
Indianapolis IN 46241 · Single Family · built 1930
3 bd2 ba1,089 sqft$161/sqft vs ZIP $157 +2%
1.48 lender DSCR (est.)
Rent covers the estimated payment 1.48× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,715/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.48price cut 6%
The underwriting
The numbers (estimates, illustrative)
$175,000List price
$1,715Rent estimate / mo
1.48Lender DSCR (est.)
$2,048Taxes / yr · county assessor
$157ZIP median $ / sqft
47/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,715 |
| − Mortgage (P&I) | −$918 |
| − Taxes | −$171 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $554 |
The numbers
- Price
- $175,000
- $ / sq ft
- $161 ZIP median $157
- Rent estimate
- $1,715/mo ZIP + bedroom comps
- Property taxes
- $2,048/yr 2% cap on assessed value $102,400
- PITIA (assumed)
- $1,161/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.48 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 47/100 DSCR 1.48 · price cut 6%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,089 sq ft
- Lot
- 3,485 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22110502
- Listed
- Jul 9, 2026
- Days on market
- 100
- Listing agent
- Kimberly White · F.C. Tucker Company - West
3175098793 · kim.white@talktotucker.com - Price history
- First asked $185,000 · previously $180,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.