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4score
$799,900
MLS
Street view5019 Saddle Creek Ln
Noblesville IN 46062 · Single Family · built 2019
5 bd4 ba4,565 sqft$175/sqft vs ZIP $185 −5%
0.44 lender DSCR (est.)
Rent covers the estimated payment 0.44× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,398/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$799,900List price
$2,398Rent estimate / mo
0.44Lender DSCR (est.)
$9,599Taxes / yr · assumed 1.2%
$185ZIP median $ / sqft
4/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,398 |
| − Mortgage (P&I) | −$4,195 |
| − Taxes | −$800 |
| − Insurance | −$333 |
| − HOA | −$94 |
| = Cash flow before vacancy & repairs | $-3,024 |
The numbers
- Price
- $799,900
- $ / sq ft
- $175 ZIP median $185
- Rent estimate
- $2,398/mo HUD fair-market rent
- Property taxes
- $9,599/yr assumed 1.2% of price
- PITIA (assumed)
- $5,422/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $94/mo
- Lender DSCR (est.)
- 0.44 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 4/100
The property
- Beds / baths
- 5 / 4
- Living area
- 4,565 sq ft
- Lot
- 11,761 sq ft
- Year built
- 2019
- Property type
- Single Family
- HOA
- $94/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124849
- Listed
- Sep 10, 2026
- Days on market
- 25
- Listing agent
- Joseph Horan · Redfin Corporation
3174396252 · joseph.horan@redfin.com - Price history
- First asked $799,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.